Birch Gold Group Review

Are you looking for the right gold investment company to help you diversify your portfolio? Would you like to invest in gold, silver, platinum, or palladium in addition to the stocks and bonds you currently hold to offer greater financial protection against a sudden downturn in the stock market? If so, you'll want to check out Birch Gold Group.

Birch Gold Group is a gold investment company that specializes in setting up Precious Metals IRAs to help their clients diversify their portfolios to protect their retirement years. They also offer individuals the opportunity to purchase gold, silver, platinum, or palladium for a personal investment to help grown their wealth.

If you are interested in learning more about Birch Gold Group and whether they are the gold investment company you want to use, read through our review below. We've done extensive research to share everything you'll want to know about Birch Gold Group including the services the offer, the types of precious metals you can invest in, and how investing or setting up a Precious Metals IRA works.

About Birch Gold Group

The Birch Gold Group was founded in 2003. In the over two decades that have passed since they started, they have become one of the top dealers of precious metals in the country. The company's headquarters are located In Burbank, California.

About Birch Gold Group

The company aims to help each of their clients gain the necessary knowledge about investing in precious metals to help them make the best decisions for their financial future. Team members are always available to answer questions to share information and enjoy working one-on-one with their clients to help them understand the investment process and select the precious metals they'd like to hold.

Each member of the Birch Gold Group's team brings something valuable to the company. They have a wide range of professional experiences working with successful companies such as IBM, Citigroup, and Dun & Bradstreet.

The Birch Gold Group is a well-trusted name in the gold investment industry. They have an A+ rating from the Better Business Bureau and an AAA rating from the Business Consumer Alliance. They are also highly ranked on the top review websites, such as Consumer Affairs and GoldDealerReviews.com, thanks to their happy customers.

Why You Should Invest in Precious Metals

There are a number of reasons to consider investing some of your money in precious metals. As a tangible resource with a limited supply, they have remained highly sought after over the years.

Why You Should Invest in Precious Metals

Investing in precious metals can help diversify your portfolio, which is essential to protect your financial security. Think about what would happen if the stock market were to crash right before you planned to retire. Would you still be able to retire on time? Would you need to continue working longer than you were planning?

If some of your money is held in precious metals, rather than all in the stock market, you won't be as adversely affected by a stock market crash; you'll still have your precious metals holdings to help you get by.

Investing in precious markets also protects your wealth from a decline in the US dollar. Since precious metals aren't tied to any one currency, you'll be protected should the United States economy or dollar taking a drastic downturn.

Over the years, gold, silver, and other precious metals have remained a stable investment. They are used for jewelry and are increasingly being used for technological advancements among other things. This continuous demand, coupled with their limited supply, makes it likely that their value will only continue to grow in the future.

Finally, precious metals are very easy to liquidate. This means when you are ready to cash-in your investment, you should have no trouble finding a buyer and receiving the cash you need. This is definitely not the case with other forms of investment, such as real-estate, where you could wait months to find a buyer and get the money from a property you own.

Precious Metals IRAs

One of Birch Gold Group's specialties is Precious Metals IRAs. A Precious Metals IRA, also called a Gold or Silver IRA, is a type of self-directed IRA where individuals hold physical metals rather than stocks or bonds as they would with a traditional IRA. Setting up a self-directed Precious Metals IRA with Birch Gold Group allows you to diversify your investments and protect your future and retirement.

Precious Metals IRAs

If you're interested in opening a Precious Metals IRA with Birch Gold Group, the company has simplified the process. You can either transfer or rollover an existing retirement plan, such as a 401(k) to fund your account. If you are unsure whether your current retirement account is eligible for a transfer or rollover, a member of the Birch Gold Group team can help you assess the account to determine eligibility. Some accounts that may be eligible for a roll-over include traditional IRAs, Roth IRAs, SEP IRAs, SIMPLE IRAs, and 401(k)s. 403(b)s, 457s, and TSPs.

The first step in opening account is to identify your funding source and transfer the funds to Precious Metals IRA custodian. Birch Gold Group only uses custodian companies with an A+ rating from the Better Business Bureau. Two of the custodian companies they work with include Equity Trust and STRATA Trust.

Once the custodian has secured the funding for your new Precious Metals IRA, you'll be able to select the precious metals you would like to hold in your account. If you are not sure what you want to hold, a specialist from Birch Gold Group can offer suggestions and answer any questions you may have to ensure the gold, silver, platinum, or palladium coins or bars you select best match your needs and goals.

After you and the specialist have worked out exactly what you want to hold in the account, they'll have you complete any necessary paperwork and place the order for your precious metals.

After completing the purchase, your precious metals will be securely transported to an IRS-approved storage facility (we'll share more about these later). As a Birch Gold Group customer, you will always have access to the current value of your account. You can call to receive an updated buy-back quote to see the growth in your account.

Birch Gold Group charges minimal fees to their customers. You'll be charged small fees to set up your account and transfer funds via a wire transfer. Other fees include storage and insurance for your precious metals and account management fees.

IRA-Approved Coins and Bars

In order to be held in a Precious Metals IRA, gold, silver, platinum, and palladium must meet certain requirements. Gold coins or bars need to be at least 99.5% pure, silver coins and bars need to be at least 99.9% pure, and platinum and palladium coins and bars need to be at least 99.95% pure.

Some of the IRA-approved coins and bars offered by the Birch Gold Group include:

IRA-Approved Coins and Bars Gold

Gold

  • American Buffalo Coin
  • American Gold Eagle (bullion)
  • American Gold Eagle (proof)
  • Canadian Gold Maple Leaf
  • Austrian Philharmonic Coin
  • Australian Nugget/Kangaroo Coin
  • Gold Gyrfalcon Coin
  • Gold Polar Bear and Cub Coin
  • Gold Rose Crown Guinea Coin
  • Gold Twin Maples Coin
  • Valcambi Combi Bars
  • Various Gold Bars and Rounds
IRA-Approved Coins and Bars Silver

Silver

  • America the Beautiful Silver Series
  • American Silver Eagle (bullion)
  • American Silver Eagle (proof)
  • Canadian Silver Maple Leaf
  • Austrian Philharmonic Coin
  • Australian Kookaburra Coin
  • Mexican Libertad Coin
  • Silver Gyrfalcon Coin
  • Silver Polar Bear and Cub Coin
  • Silver Rose Crown Guinea Coin
  • Silver Twin Maples Coin
  • Various Silver Bars and Rounds
IRA-Approved Coins and Bars Platinum

Platinum

  • American Platinum Eagle Coin
  • Various Platinum Bars and Rounds
IRA-Approved Coins and Bars Palladium

Palladium

  • Canadian Palladium Maple Leaf Coin
  • Various Palladium Bars and Rounds

Secure Storage Options

IRS regulations state that coins and bars for Precious Metal IRAs must be held in an IRS-approved facility. You can work with the custodian you select to choose between storing your precious metals in the Delaware Depository or with Brink's Global Services.

The Delaware Depository is one of the most trusted and secure IRS-approved locations. Storage includes $1 billion in insurance coverage to protect your investments. When your precious metals are in-transit to the facility, they are also covered with $100,000 in insurance.

You remain the sole own of the coins and bars you store at the Delaware Depository; they are never added to the company's account of balance sheet. The employees inspect the incoming metals to confirm their purity levels to give you additional peace of mind about the investments you make through Birch Gold Group.

There are two Delaware Depository locations to choose from for precious metals storage. One is in Wilmington, Delaware, and one is in Seal Beach, California. Which ever location you choose, you can be confident that your precious metals will be protected using state-of-the art security.

The other storage option you have with Birch Gold Group is Brink's Global Services. Most known for their armored vehicles, this company has more than a thousand storage locations across the globe. They are well-trusted and serve clients including governments, banks, and jewelers, so you'll be able to rest easy knowing your precious metals are in good hands.

When you store with Brink's Global Services, your precious metals will be insured both during storage and transport. The company assumes full liability should anything happen to the precious metals you are storing with them.

Other Precious Metal Investment Opportunities

In addition to helping you set up a Precious Metals IRA, Birch Gold Group also offers gold, silver, platinum, and palladium coins and bars for sale. You can purchase these coins or bars as a personal investment to diversify your portfolio. In addition to all of the IRA-approved coins and bars listed above, which are also available for non-IRA investments, you may also choose to invest in these gold and silver coins:

Gold

  • Gold Indian Head Eagle $10 Coin
  • Liberty Head (Coronet Head) Collection
  • Liberty Head Double Eagle $20 Coin
  • Saint-Gaudens Double Eagle $20 Coin

Silver

  • Morgan Silver Dollar
  • Peace Silver Dollar
  • Walking Liberty Half Dollar Coin

Free Information Kit

The Birch Gold Group understands that investing in precious metals or setting up a Precious Metals IRA can be a bit confusing or overwhelming for some individuals. They have put together a free information kit to help potential clients learn more about investing in gold, silver, platinum, and palladium.

Free Information Kit

The 20-page kit is informative and will share answers to some of the questions on your mind. It is also free and does not obligate you to invest with Birch Gold Group, so there is no risk to request it. If you're interested in requesting your free guide, there is an online form you can complete on the website.

Education and Resources

You can find a variety of helpful resources and information on the Birch Gold Group's website. Under the 'Education' tab on the site, some of the subheadings you'll see include 'Interactive Prices,' 'Physical vs "Paper" Gold,' and 'Your Financial Advisor and Gold.' Either before you begin investing or after you've started your investment journey, checking out the information under the education section can help guide future decisions and better prepare you for a financially secure future.

Features

  • Birch Gold Group has been in business for over two decades.
  • The company's goal is to educate their clients to help them make informed decisions that will benefit their financial security.
  • The Birch Gold Group has an A+ rating from the Better Business Bureau and an AAA rating from the Business Consumer Alliance.
  • Investing in precious metals with Birch Gold Group can help diversify your portfolio and protect you from the volatile stock market.
  • They offer a large selection of IRA-approved precious metals and other gold and silver coins for investors.
  • You can choose from secure storage with the Delaware Depository or Brink's Global Services for Precious Metals IRA storage.
  • You can receive a free information kit to help you learn more about the company and setting up a Precious Metals IRA.
  • The website offers a variety of resources for investors.

Pros:

  • The Birch Gold Group is well-trusted and has an A+ rating from the Better Business Bureau.
  • Gold, silver, platinum, and palladium coins and bars for IRAs are stored in the secure Delaware Depository or with Brink's Global Services.
  • If you are undecided about whether to invest with Birch Gold Group, you can request a free information kit or chat with a representative from the company to find answers to your questions.

Cons:

  • Some other companies offer a wider selection of coins for IRAs and/or personal investment.

Final Verdict

The Birch Gold Group has been a trusted name in the gold investment industry since 2003. If you are looking to diversify your portfolio by investing in precious metals, either through an IRA or personal investment, they can help you. Each member of the Birch Gold Group team is knowledgeable and experienced to help you make the best decisions related to your personal investment goals and retirement timeline. Contact them today to learn more about investing and diversifying your portfolio.

Birch Gold Group !